Valentine's Day is coming! You know what that means? It's time to think about how to make a special statement to your loved one by using your wallet. This is assuming you have a loved one you have to open your wallet for. I'm kinda with you, Christina Applegate: how do you drop whatever you're doing in possibly the worst winter month of the year and get all touchy feely? Now, it could be that you're just bored with the usual, which probably looks something like …