Ah yes, turning 50, that year when you realize you’re all grown up. It’s sometimes a shock, but I took it in stride and so should you. Now is the time to think of your grown-up future. What’s to look forward to? A great retirement. Some of you have planned your retirement for years; others are just starting to think about it now. That’s ok, because it’s never too late to start planning for retirement. Whether you’ve got 25 years to plan or just 15, there’s a lot you can do to make sure you're …