Oh, holiday season, how we love you. We love the noise, the crowds, the children’s smiles, the shopping. We love it all, and it almost seems that for one short period every year we can spend without worry. Now is the time to be happy, to give happiness—which often involves spending—gift wrap, party, and celebrate the season. We'll worry about the financial issues next month. Does this Sound Familiar While we're busily distracted by pretty lights, too many of us can get caught up in …
