financial planning

The January blues, aka post-holiday depression, seasonal depression, winter blues, or what I like to call temporary insanity, can be a common occurrence after the festive season comes to an end. It's natural to feel a little down after the excitement and celebration of the holidays but add in the shorter days, some extra weight many of us carry into the new year, and temperatures as cold as a witches tit, and it's no wonder we're collectively depressed. As we inch closer to Blue Monday, the …