For a long time my home office was nothing more than a dumping ground. Not matching, hand-me-down furniture and a mass of clutter filled the room. It wasn’t exactly a zen place to be. This year though I’ve decided to make it into something I’ve always wanted—a pretty space that’s just mine. After all, I spend more than eight hours a day in there, it should be a space I love. I’m getting my furniture installed next week and so I’m just picking out the finishing touches that will make it look perfect.
Like most things in life though, I’ve had to keep myself on a strict budget. I’ve established a $200 budget to drop the final pieces into my office. To make sure I’m staying within it, I’m using a prepaid card.
I’ve been a fan of prepaid cards for years now, particularly when I’m traveling. These cards are universally accepted anywhere in the world, including online and over the phone. Not to put too fine a point on it, but when I travel it’s all about that budget word again. By establishing our spending limit early and purchasing prepaid cards, I ensure I don’t overspend on my credit card (in fact, I often leave those at home just to be safe). Why else do I love prepaid cards?
- They’re convenient and easy to use and offer the same fraud and loss protections as my credit and debit cards.
- No overdraft or interest fees. This is HUGE!
- They are amazing gifts, allowing the person who receives to shop anywhere, not just at a certain place.
- They’re great for keeping my kids on a budget. I routinely give them prepaid cards to cover their own day-to-day expenses. When it’s gone, it’s gone though, so they are learning the fine art of financial planning.
- I feel better using a prepaid card when online shopping.
Speaking of online shopping, back to my office. This week, I’ve ordered the following:
Three Mini Heritage Hill Jars from Walmart. At $5.77 a piece, they’re a steal and will look perfect filled with pencils, sharpies and pens! Three literary art pieces from Obvious State on Etsy that I’ve been drooling over for over a year now! At $84.82 for three, I think it’s great bang for my buck.
My office wouldn’t be complete without an homage to Canada, so I’ve decided two of the moose bookends ON SALE from Chapters/Indigo will look perfect on my bookcase! Priced at half of what they were at $17, it’s allowing me a little more wiggle room in my budget! Pink is my favourite colour so I’d like a little pop of it in my office. With my gray walls and white furniture I think these TJENA photo storage boxes will look great as well as give me more storage space. Finally, I NEVER, EVER want my office to become the disaster zone it formerly was, so I’ve ordered The Life-Changing Magic of Tidying Up for good measure. Grand total: $188.81. I think I’ll pick up a bottle of wine with the leftover to celebrate the finished job!
Want to learn more about prepaid cards? Visit the Canadian Prepaid Providers Organization (CPPO).
I’m giving away a $100 prepaid card to one lucky reader at Life in Pleasantville, simply enter below. I’m looking forward to hearing how you’d use a prepaid card! Open to Canadian residents only.