Are you one of those chronically disorganized people who is constantly playing catch-up? Apologizing for showing up late? Not able to find or remember important tasks or papers? Taking the expensive shortcut because you are so far behind that you’ve left yourself no other option? If so, chances are it is costing you a lot more than you think. Never mind what it costs you in terms of your reputation (because even if they forgive you, they do judge you); your lack of organization costs you …