Sometimes when I sit and think about the money I spend on my girls cheerleading and summer camp, I cringe. I cringe because I know I'm not putting nearly the same amount away for their education. This year I decided to change that by opening RESPs. I'm have some MAJOR catching up to do! At least I know I'm not alone in my panic. Many of my friends have their kids in competitive sports too and know exactly what I'm talking about. It's a hard balance to strike; keeping your kids happy in the …